What are Supplemental Health Plans for?

Health insurance covers the cost of doctor visits, prescriptions, preventative screenings, surgeries, urgent care and much more. However, health insurance doesn’t cover all potential costs of getting sick. This is where supplemental health insurances kick in, so you can focus on recovery and not on all the other costs associated with being sick.

Supplemental health plans don’t replace health insurance, they “supplement” existing health insurance plans. Here are some of the supplemental health plans we work with:

1) Cash Supplementals:

• Pays the covered person a lump sum ($10,000 - $100,000) at their 1st diagnosis of covered illness.

• You have the freedom to use the lump sum for whatever need you have

• Can be Term (age 18-54) or Lifetime (age 18-89)

• Has Return of Premium upon death (built-in rider), at no additional cost! (ONLY for Critical Illness)

• Premium increases with age

• Need to pass medical questions, pharmacy check, weight (with benefits over $51,000)

Types of Cash Supplementals

1A) Cash Cancer:

Covers 100% Internal Cancer or Malignant Melanoma

1B) Cash Heart & Stroke:

100%

• Heart Attack

• Stroke

25%

• Coronary Artery Bypass Surgery

• Coronary Angioplasty

1C) Cash Critical Illness:

2) Dental / Vision Supplemental Plans

Coming up with the best options in Texas!